Terms of Use

Welcome to Medicare Lingo. These Terms of Use (“Terms”) govern your access to and use of the Medicare Lingo website, services, tools, and communications operated by Legacy Insurance Group LLC (“Company,” “we,” “our,” or “us”).

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By accessing or using this website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this website.

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1. Website Purpose

Medicare Lingo is an online Medicare insurance information and comparison platform designed to help users explore Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plan options offered by licensed insurance carriers.

The information provided on this website is for informational purposes only and does not constitute legal, medical, or financial advice.

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1. Eligibility

You must be at least 18 years old to use this website. By using the website, you represent that you are legally able to enter into these Terms.

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1. No Government Affiliation

Medicare Lingo and Legacy Insurance Group LLC are private entities and are not affiliated with, endorsed by, or connected to the U.S. Government, the federal Medicare program, or the Centers for Medicare & Medicaid Services (CMS).

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For official Medicare information, visit Medicare.gov.

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1. Limited Availability of Plans

We do not offer every Medicare plan available in your area. Any information provided through this website is limited to the plans we represent.

Plan availability, benefits, premiums, provider networks, and service areas may vary by state and county.

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1. No Guarantee of Coverage or Enrollment

Quotes, plan comparisons, and benefit information displayed on this website are estimates and subject to change. Final eligibility, pricing, and enrollment approval are determined by the insurance carrier.

Submission of information through this website does not guarantee enrollment in any Medicare plan.

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1. Licensed Insurance Agents

Licensed insurance agents may contact you regarding Medicare-related products and services. Agents may be compensated based on enrollments.

Not all agents are licensed to sell all products in every state.

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1. User Responsibilities

By using this website, you agree:

• To provide accurate and truthful information

• Not to use the website for unlawful or fraudulent purposes

• Not to interfere with website functionality or security

• Not to attempt unauthorized access to systems or data

1. Intellectual Property

All website content, including text, graphics, logos, design elements, software, and branding, is the property of Medicare Lingo or its licensors and is protected under applicable intellectual property laws.

You may not reproduce, distribute, modify, or commercially exploit website content without prior written permission.

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1. Third-Party Links

This website may contain links to third-party websites or services for convenience and informational purposes. We do not control or endorse third-party content and are not responsible for their practices, policies, or accuracy.

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1. Disclaimer of Warranties

This website and all information provided are offered “as is” and “as available” without warranties of any kind, either express or implied.

We do not guarantee that the website will always be uninterrupted, error-free, secure, or fully accurate.

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1. Limitation of Liability

To the fullest extent permitted by law, Medicare Lingo and Legacy Insurance Group LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the website or reliance on its content.

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1. Indemnification

You agree to indemnify and hold harmless Medicare Lingo, Legacy Insurance Group LLC, employees, agents, affiliates, and partners from any claims, liabilities, damages, or expenses arising from your use of the website or violation of these Terms.

1. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

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1. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

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1. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Arizona, without regard to conflict of law principles.

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1. Contact Information

Legacy Insurance Group LLC
623-248-7951
sales@lig.agency

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If you have questions regarding these Terms of Use, please contact us using the information above.